feat(chat): add "Off" option to Reasoning Effort dropdown (thinking on/off)

Add an "Off" choice as the FIRST option in the per-conversation Reasoning
Effort selector. Selecting it disables extended thinking ENTIRELY for the
conversation's turns — NOT "set the effort to its lowest level". The two axes
are kept SEPARATE on the wire (per the umans API model, where thinking-off is
`reasoning_effort: "none"`, distinct from the effort level):

- `reasoningEffort` is the thinking-DEPTH ladder (low→max) — UNCHANGED.
- `thinking` is the on/off switch — a NEW per-conversation boolean.

Turning thinking off PRESERVES the persisted effort level, so an off→on toggle
restores the previously-chosen depth. The selector CONFLATES the two axes into
one <select> (UX); the wire does not.

Pure logic (reasoning-effort.ts): ThinkingSelection = "off" | ReasoningEffort,
selectionOptions() (Off first + the ladder, default marked), isThinkingSelection,
effectiveSelection(persistedEffort, persistedThinking), + FE-local PROPOSED wire
types (ThinkingResponse, SetThinkingRequest) + SaveThinkingSelection port. The
existing effortOptions()/isReasoningEffort()/effectiveEffort() are UNCHANGED — the
heartbeat feature reuses them (its own dropdown is unaffected).

Store: `thinking` state (boolean|null, null⇒ON default), refreshThinking() (GET,
alongside refreshReasoningEffort() on every focus/draft/switch), setThinking()
(PUT). App.svelte's saveThinkingSelection adapter fans one selection out: "off"
→ PUT /thinking {thinking:false} (effort untouched); a level → ensure thinking ON
(if off) then PUT /reasoning-effort {level}.

Backend contract gap (CR-14, backend-handoff.md §2l): the backend has NO
thinking-off mechanism today (umans mapReasoningEffort can't emit "none"). The FE
is built against the PROPOSED additive contract (GET/PUT /conversations/:id/thinking
+ ThinkingResponse/SetThinkingRequest; umans maps thinking===false →
reasoning_effort:"none"). Until shipped, GET /thinking 404s and refreshThinking()
leaves `thinking` null⇒ON — the selector gracefully shows the effort level, no crash.

Verification: typecheck 0/0, 1128 tests green (run TWICE — touches the shared fetch
fake), biome clean, build OK. 9 files (8 source + backend-handoff.md).

0 files changed, 0 insertions, 0 deletions