fix(claude): eliminate /home mount race that blanks Claude credentials at boot

On hosts where /home is a separate filesystem, the dispatch-api service
could start before /home was mounted. The API's first DB access then
failed (EACCES: mkdir '/home/tradam'), Claude account discovery silently
caught the error and left claudeAccounts empty, and -- because discovery
only ran in the constructor -- it stayed empty for the whole process
lifetime. Every Claude message then fell back to the deepseek-v4-flash /
empty-key defaults, producing a 401 'Missing API key' from OpenCode Zen.

Fixes:
- s6 run script waits (capped ~30s) for /home/tradam before exec'ing bun;
  passes instantly where /home is on the root filesystem.
- systemd unit gains RequiresMountsFor=/home and After=...home.mount.
- agent-manager re-runs _refreshClaudeAccounts() on config hot-reload and
  lazily on an empty cache in the Anthropic path, so a process that lost
  the boot race self-heals on the next request instead of staying broken.

0 files changed, 0 insertions, 0 deletions